Google Wallet is the latest first-party app to get a Material 3 Expressive redesign on Android in a simple modernization. On the homepage, “Wallet” in the top-left corner is replaced by the app’s logo to provide a nice balance with your profile avatar on the other side. The list of pass cards is a bit larger than before, while the “Archived passes” button is placed in a pill with an accompanying icon. Lastly, a large FAB (floating action button) is in use. The Recent activity page has been updated to place everything in containers, with the first and last cards featuring more rounded corners. Overall, this is a pretty straightforward Material 3 Expressive redesign for Google Wallet. In other Google Wallet developments, the web app picker in the top-right corner of every Google website recently added a “Wallet App” shortcut to wallet.google.com.
Apple is considering using AI models from Anthropic or OpenAI, rather than its own in-house models, to power a new version of Siri
Apple is reportedly considering using AI models from Anthropic or OpenAI, rather than its own in-house models, to power a new version of its voice assistant Siri. The company has talked with both of the AI firms and asked them to train versions of their models that it could test on its cloud infrastructure. Apple is in the early stages of considering this move, hasn’t made a final decision, and is still actively developing in-house models for use with Siri. The company currently powers most of its AI features with its own models and has been planning to use that technology for a new version of Siri that would be released in 2026. While Apple allows OpenAI’s ChatGPT to answer some web-based search queries in the voice assistant, Siri itself is powered by Apple. Adopting third-party AI models could allow Apple to offer Siri features that would be competitive with the AI assistants available on Android smartphones. It was reported that Apple aimed to bring an AI-powered upgrade of Siri to market in spring 2026, after facing delays and failing to meet its original goal of fall 2024.
Samsung’s One UI’s new feature to offer users proactive privacy and security alerts notifying them when apps access messages, microphone or camera when not in use
Samsung’s One UI 8 update is adding an “Alert Center” to its list of security features. The new feature comes as a more robust notification system, alerting the user to security flaws that can be easily addressed. This feature goes beyond the general cues seen in Android when certain apps have access to sensitive data, like your camera or microphone. Normally, a little green dot is visible in the top status bar, but Samsung wants to go beyond that with proactive alerts. The Alert Center will offer notifications for privacy and security alerts. Sensitive functions like the camera will be part of that system, alerting users if apps still have access to their camera when not in use. Further, notifications can notify users that certain apps were able to access messages or the microphone. The report also indicates that One UI 8 security alerts will include outdated software notifications, found malware, unsecured accounts, and reminders to set biometric security features. While Samsung has made One UI capable of preventing threats in a similar vein possible, the Alert Center looks like a further step in ensuring users ar keeping their devices tight to their chest.
Morgan Stanley research shows Apple Intelligence platform has been downloaded and engaged with by 80% of eligible U.S. iPhone owners in the last six months and has an above average NPS of 53
Consumers’ perception of Apple’s AI platform is more favorable than that of investors, Morgan Stanley said in a research note. Morgan Stanley said it found that the Apple Intelligence platform has been downloaded and engaged with by 80% of eligible U.S. iPhone owners in the last six months, has an above average net promoter score of 53, and is characterized by iPhone users as “easy to use, innovative, and something that improves their user experience.” “While much of the public critique of Apple Intelligence is warranted, and investor sentiment and expectations on Apple’s AI platform couldn’t be lower, our survey of iPhone owners paints a more positive picture,” Morgan Stanley said in the note. Since September, the share of iPhone owners who believe it is extremely or very important to have Apple Intelligence support on their next iPhone rose 15 points to reach 42%. Among iPhone owners who are likely to upgrade their device in the next 12 months, the percentage saying that about the AI platform rose 20 points to reach 54%, according to the note. Morgan Stanley also found that consumers are willing to pay more for Apple Intelligence than they were in September. Those who have used the AI platform are now willing to pay an average of $9.11 per month for it, a figure that’s 11% higher than the $8.17 average seen in September, per the note. While we don’t expect Apple to put Apple Intelligence behind a paywall until the platform is more built out, the potential long-term monetization of an Apple Intelligence subscription could reach tens of billions of dollars annually when considering a 1.4B global iPhone installed base, 32% (and growing) of US iPhone owners have an Apple Intelligence support iPhone, and users are willing to pay up to $9.11/month for Apple Intelligence,” Morgan Stanley said in the note.
Apple Store deploys LLM-based system to offer app review summaries that dynamically adapt, capture the diversity and accurately reflect user’s voice and the most up-to-date feedback
The App Store now offers review summaries in iOS 18.4, providing a high-level overview of user reviews while allowing for detailed exploration. This feature is powered by a multi-step LLM-based system that periodically summarizes user reviews. The aim is to ensure these summaries are inclusive, balanced, and accurately reflect the user’s voice, prioritizing safety, fairness, truthfulness, and helpfulness. This feature is a significant improvement over previous versions. Summarizing crowd-sourced user reviews presents several challenges, each of which we addressed to deliver accurate, high-quality summaries that are useful for users: Timeliness: App reviews change constantly due to new releases, features, and bug fixes. Summaries must dynamically adapt to stay relevant and reflect the most up-to-date user feedback. Diversity: Reviews vary in length, style, and informativeness. Summaries need to capture this diversity to provide both detailed and high-level insights without losing nuance. Accuracy: Not all reviews are specifically focused on an app’s experience and some can include off-topic comments. Summaries need to filter out noise to produce trustworthy summaries.
New York City subway riders to be able to add tap-to-pay OMNY transit card to Apple Wallet, joining SF’s Clipper, Washington DC’s SmarTrip and LA’s TAP card
Apple introduced support for dedicated transit cards in Apple Wallet six years ago, and it has since expanded to include San Francisco’s Clipper card, Washington DC’s SmarTrip card, Los Angeles’ TAP card, and Canada’s PRESTO card. New York City’s OMNY card will soon join the fun of Apple Wallet integration, according to the MTA. The MTA is set to phase out the MetroCard fully within the next year, requiring OMNY to be widely available and easy to use. Major updates involving the OMNY rollout include the launch of a mobile virtual OMNY card for normal commuters and students in Q4 2025 and new integration within the MTA app to manage your OMNY card. If things go according to plan, users will be able to add an OMNY card to Apple or Google Wallet in the coming months, just like in Washington, DC, and San Francisco.
Google’s AI Overviews which summarizes results from the web in a AI-generated text form, is now used by more than 1.5 billion users, . Circle to Search, is now available on more than 250 million devices
By Google’s estimation, AI Overviews is now used by more than 1.5 billion users monthly across over 100 countries. AI Overviews compiles results from around the web to answer certain questions and will show AI-generated text at the top of the Google Search results page. While the feature has dampened traffic to some publishers, Google sees it and other AI-powered search capabilities as potentially meaningful revenue drivers and ways to boost engagement on Search. During its Q1 2025 earnings call, Google highlighted the growth of its other AI-based search products as well, including Circle to Search. Circle to Search, which lets you highlight something on your smartphone’s screen and ask questions about it, is now available on more than 250 million devices, Google said — up from around 200 million devices as of late last year. Circle to Search usage rose close to 40% quarter-over-quarter, according to the company. Google also noted in its call that visual searches on its platforms are growing at a steady clip. According to CEO Sundar Pichai, searches through Google Lens, Google’s multimodal AI-powered search technology, have increased by 5 billion since October. The number of people shopping on Lens was up over 10% in Q1, meanwhile.
Google’s Android devices would be able to include SIM in backups in addition to contacts, call history, device settings, apps & app data, SMS & MMS, potentially making it that much easier to swap phones
Device backups currently save things such as your app list, contacts, SMS/MMS/RCS messages, call history, and some device settings as well. Combined with Google Photos for photo/video backup, that makes it easier to swap phones, especially in the case that your previous device is lost, stolen, or broken. Google is apparently looking to extend on this. New findings suggest that Android devices may soon be able to include your SIM in a device backup, potentially making it that much easier to swap phones. Google’s services would be able to “back up contacts, call history, device settings, apps & app data, SMS & MMS messages, and SIMs.” This is very likely referring to eSIM rather than a physical SIM card, but the utility here is obvious. Google is already working to make it easier to transfer an eSIM between devices, and the ability to back that SIM up would just make things all the more painless when restoring from a device you no longer have access to. There are still a lot of questions around how SIM backup on Android would work, including how carriers would be involved, but it’s a nice idea. As for when it might be implemented, that’s not remotely clear either.
Visa’s 2Q 25: U.S. payments volume grew 6% and international payments volume grew 9%.; 50% of Global eCommerce transactions are tokenized, “tap to everything” strategy continues to bear fruit
U.S. payments volume grew 6% and international payments volume grew 9%. Cross-border volume, excluding intra Europe, rose 13% in constant dollars. Within the U.S., debit volumes were up 9% (in constant dollar terms) outpacing credit volumes of 4%. Ryan McInerney, CEO, said that total credentials were up 7%, and the firm added 1 billion tokens to 13.7 billion. “Nearly 50% of our eCommerce transactions, globally, are tokenized,” he said. Visa’s “tap to everything” strategy continues to bear fruit, McInerney said, adding that tap to phone added 2 million transacting device terminals since the last quarter. Tap to Pay penetration is at 76% globally, he said, with the U.S. passing 60% for the first time. McInerney also pointed to stablecoins as an area of promise as “two important capabilities are interoperability and programmability. We have continued to expand our interoperability, including with our first seven day a week stablecoin settlement, recently surpassing $200 million in cumulative stablecoin settlement volume,” he said. Commercial volumes were up 6% in constant dollars, with Visa Direct transactions up 28% to 3 billion transactions. “To capture the accounts receivable and accounts payable opportunity, we are utilizing product innovations such as embedded finance solutions to meet payers where they manage their business to drive adoption of cards,” McInerney said. Value-added services revenues were up 22%.
Google CEO says Gemini could be added as a built-in option to iPhones this year
Google CEO Sundar Pichai said his company’s AI service, Gemini, could soon become part of Apple’s iPhone. Pichai said he is hopeful that Gemini will be added as a built-in option on Apple’s smartphone this year. Apple’s AI system, Apple Intelligence, uses its own models for most AI tasks available on the company’s phones, tablets and computers. However, the company has partnered with ChatGPT from OpenAI for integration with its Siri voice assistant and Writing Tools, a feature for creating and editing text. Pichai said he hopes that Gemini, a ChatGPT rival, will be added as an additional AI option on Apple products. He said he spoke with Apple CEO Tim Cook on the topic last year and hopes to have a deal hammered out by mid-2025. Google is in the middle of its largest AI push yet. The company has integrated AI across its product lines, with 15 of its products each having more than half a billion users now using Gemini models. AI Overviews in search have reached 1.5 billion monthly users. “We continue to see that usage growth is increasing as people learn that search is more useful for more of their queries,” Pichai said adding that AI Mode queries tend to be twice as long as those in traditional search.