IDnow and Keyless have entered a strategic partnership to deliver continuous trust throughout the digital identity lifecycle. The IDnow Keyless partnership focuses on seamless, secure authentication. This collaboration integrates IDnow’s robust range of identity verification and digital signature solutions with Keyless’ biometric multi-factor authentication technology. Organizations can now enroll customers with IDnow and authenticate them with Keyless, introducing the concept of ‘Continuous Trust.’ When a high-risk action occurs – like changing personal details or recovering an account – the biometric Keyless captures for authentication is matched against the biometric IDnow captured during signup. The IDnow Keyless partnership integrates biometric and identity verification to reduce fraud and improve user experience. Keyless delivers multi-factor authentication in under 300 milliseconds by checking both the user’s face and their device was the one used during enrollment. It combines this with a unique cryptographic approach that transforms all biometric data into a non-PII format, guaranteeing user privacy. By layering privacy-first authentication from Keyless with IDnow’s flexible verification capabilities, organizations gain a future-ready solution that evolves with new threats, user behaviors, and regulatory demands. This IDnow Keyless partnership is particularly significant for industries where security and compliance are paramount, such as banking, fintech, and healthcare. By integrating technologies, IDnow and Keyless offer a scalable, intelligent trust framework that not only meets current regulatory standards but is also adaptable to future challenges.
Hightouch AI platform offers “multi-zone” identity resolution, making both probabilistic and deterministic identity resolution fully configurable, directly in the data warehouse to optimize customer profiles for different downstream use cases
Hightouch, the leading data and AI platform for marketing and personalization, today launched Adaptive Identity Resolution—a breakthrough that turns messy customer data into usable profiles that adapt to different use cases. Part of Hightouch’s warehouse-native Customer Data Platform (CDP), this new capability introduces “multi-zone” identity resolution, enabling businesses to toggle between high-confidence deterministic matching and higher-reach probabilistic matching within a single project setup. Hightouch is the first to make both probabilistic and deterministic resolution fully configurable, transparent, and warehouse-native. This enables brands to control their identity resolution logic, optimize for different downstream use cases, and preserve data ownership at every step. Key features include: Multi-zone matching: Dial your confidence levels up for precision or down for reach. Use deterministic and probabilistic resolution in parallel depending on your use case. Warehouse-native architecture: Perform identity resolution on your complete data, directly in the data warehouse, removing the need to move data into a separate CDP or black box. Configurable & transparent: Fine-tune matching logic, inspect machine learning decisions, and customize golden record logic without code. Real-time data activation: Put merged profiles to work instantly across ads, email, customer success, and more through Hightouch’s deep integration ecosystem.
BNY is to give AI-powered ‘digital employees’ who clean up code and validate payment instructions their own logins to access apps and provide them with email accounts
Bank of New York Mellon has given dozens of AI agent ‘digital employees’ their own logins and will soon provide them with email accounts. BNY chief information officer Leigh-Ann Russell tells that the bank’s AI hub has created two worker personas: one that cleans up code and another that validates payment instructions. The agents have direct managers and, because they have their own logins to access apps like their human colleagues, can work autonomously. Each instance of the agent works in a defined narrow team to avoid giving them access to too much information. BNY is planning to give the digital employees their own email accounts and possibly access to Microsoft Teams so that they can contact their human colleagues with issues. The bank also intends to build agents to carry out other tasks but stresses it is still hiring humans.
Android adds support for OpenID standards to make handling digital credentials easy and secure by allowing any app to potentially become a “credential holder” and perform additional due-diligence steps required to verify any digital document
Google has given Android an OpenID upgrade to make handling digital credentials like virtual driving licences much easier and more secure. With native support for OpenID standards, Android apps and services can talk the same language when it comes to verifying who you are digitally. This update uses Android’s DigitalCredential API to bring in support for OpenID4VP (for showing your credentials) and OpenID4VCI (for getting new ones issued). It’s all part of Android’s push towards using open standards to ensure you’re not locked into one company’s way of doing things for your digital identity. The most obvious use people are talking about is digital identity documents like driving licences, passports, or national ID cards. But the potential goes way further. Google expects developers to get creative, using this tech for all sorts of things you might need to prove digitally. We’re talking education certificates, insurance details, gym memberships, event tickets, work permits – you name it. And it’s not just about official ‘wallet’ apps like Google Wallet or Samsung Wallet holding these credentials. Any app can potentially become a “credential holder.” Once you’ve picked, say, your digital driving licence, Android securely passes the request over to the wallet app that holds that specific licence. That app finishes the process, showing the credential to the verifier. This method also gives the wallet app a chance to “perform any additional due-diligence steps it needs to perform prior to releasing the credential to the verifier,” adding an extra layer of checks if needed. Receiving and storing new digital credentials is also getting standardised using the OpenID4VCI protocol. When someone needs to issue you a digital credential they can use this standard. To make sure Android knows what’s where when it’s time to show a credential, wallet apps need to tell the Credential Manager a bit about the credentials they hold. This info helps Android quickly find the right options for you when a request comes in.
The OpenID Foundation to demo a secure, privacy-preserving identity that supports cross-platform credential exchange, privacy-first architecture, and enterprise-grade securitycommunity to demo digital ID interoperability, DIF Labs taking proposals | Biometric Update
The OpenID Foundation is bringing together governments, standards bodies, technology vendors, end-user organizations and technical experts for a demonstration that “proves” a secure, privacy-preserving identity is “ready for prime time.” OpenID believes the single biggest barrier to seamless user experiences is interoperability, but in its upcoming showcase three specifications – the OpenID Verifiable Presentation (OID4VP), the High Assurance Interoperability Protocol (HAIP) and the Digital Credentials API (DC API) – are unified. “It’s a real-world demonstration of cross-platform credential exchange, privacy-first architecture, and enterprise-grade security,” the foundation said. Groups participating in the demo will include the NIST NCCoE, Mattr, Spruce, Animo, and 1Password among 10 teams developing digital wallets and verification solutions. They will work with credentials based on the ISO mDoc format widely utilized by mobile driver’s licenses, and Selective Disclosure JWTs (SD-JWTs). NIST NCCoE’s mDL architecture for opening a bank account, which uses the OID4VP, DC API and HAIP specifications, will also be demonstrated during the event.
Capgemini unveils perpetual ‘Know-Your-Customer’ real-time continuous compliance sandbox automatically alerting firms to changes in a customer’s circumstances that could affect their risk profile, enabling them to re-assess their risk exposure to the customer
Capgemini has launched a technology sandbox to help financial institutions transition from static Know-Your-Customer (KYC) processes to perpetual KYC (pKYC) and event-based reviews. The sandbox, a first of its kind, provides a secure environment for firms to test and demonstrate the effectiveness of pKYC processes. It allows firms to automatically alert firms to changes in a customer’s circumstances that could affect their risk profile, enabling them to re-assess their risk exposure to the customer. Capgemini’s sandbox model is flexible and modular, allowing organizations to implement it across their cloud platforms and technologies. The sandbox is designed to meet regulatory requirements and demonstrate how financial institutions are mitigating inherent risk exposure more effectively. It also demonstrates the industry’s ability to demonstrate excellence in achieving real-time KYC requirements. Key benefits of Capgemini’s new pKYC sandbox include: A safe testing environment: a secure environment where new KYC processes, policies, or technologies can be tested without risking real customer data leakage or compliance failures. Best-of-breed solutions: integration of key components from best-of-breed RegTech solutions and accelerators. Real-time visualization: ability to visualize pKYC in action to gauge benefits and showcase the framework to regulators. Quantifiable business impact: rapid end-to-end testing of the tech stack and processes leading to much faster feasibility of the pKYC operating model and creation of the associated business case. Operational readiness: identifies operational bottlenecks and optimizes workflows to enable full-scale deployment with confidence.
Capgemini unveils perpetual ‘Know-Your-Customer’ real-time continuous compliance sandbox automatically alerting firms to changes in a customer’s circumstances that could affect their risk profile, enabling them to re-assess their risk exposure to the customer
Capgemini has launched a technology sandbox to help financial institutions transition from static Know-Your-Customer (KYC) processes to perpetual KYC (pKYC) and event-based reviews. The sandbox, a first of its kind, provides a secure environment for firms to test and demonstrate the effectiveness of pKYC processes. It allows firms to automatically alert firms to changes in a customer’s circumstances that could affect their risk profile, enabling them to re-assess their risk exposure to the customer. Capgemini’s sandbox model is flexible and modular, allowing organizations to implement it across their cloud platforms and technologies. The sandbox is designed to meet regulatory requirements and demonstrate how financial institutions are mitigating inherent risk exposure more effectively. It also demonstrates the industry’s ability to demonstrate excellence in achieving real-time KYC requirements. Key benefits of Capgemini’s new pKYC sandbox include: A safe testing environment: a secure environment where new KYC processes, policies, or technologies can be tested without risking real customer data leakage or compliance failures. Best-of-breed solutions: integration of key components from best-of-breed RegTech solutions and accelerators. Real-time visualization: ability to visualize pKYC in action to gauge benefits and showcase the framework to regulators. Quantifiable business impact: rapid end-to-end testing of the tech stack and processes leading to much faster feasibility of the pKYC operating model and creation of the associated business case. Operational readiness: identifies operational bottlenecks and optimizes workflows to enable full-scale deployment with confidence.
Google Wallet deploys Zero-Knowledge Proof age verification technology uses blockchain to process the condition (age) in encrypted form, generating a proof that can be verified by an external service through public keys
Google has introduced Zero-Knowledge Proof (ZKP) technology to its Google Wallet service, allowing users to verify their age without sharing personal information. This cryptographic technology is a significant turning point for online privacy protection, as it eliminates the risk of privacy violations and identity theft. The system uses blockchain technology to process the condition (age) in encrypted form, generating a proof that can be verified by an external service through public keys. Unlike traditional methods, the ZKP system maintains total control over users’ information. Bumble, a popular dating app, will use digital IDs issued through Google Wallet to verify their age, while the confirmation will be managed through the ZKP system. This will improve the user experience and increase trust in the platform. The adoption of ZKP technology by Google could mark a decisive turning point, attracting attention from developers, companies, and investors in the decentralized privacy sector. The future of age verification and digital identity could be marked by a greater balance between security and privacy. If successful, the adoption of systems based on ZKP could lead to a safer and more respectful internet for individuals.
Google Wallet deploys Zero-Knowledge Proof age verification technology uses blockchain to process the condition (age) in encrypted form, generating a proof that can be verified by an external service through public keys
Google has introduced Zero-Knowledge Proof (ZKP) technology to its Google Wallet service, allowing users to verify their age without sharing personal information. This cryptographic technology is a significant turning point for online privacy protection, as it eliminates the risk of privacy violations and identity theft. The system uses blockchain technology to process the condition (age) in encrypted form, generating a proof that can be verified by an external service through public keys. Unlike traditional methods, the ZKP system maintains total control over users’ information. Bumble, a popular dating app, will use digital IDs issued through Google Wallet to verify their age, while the confirmation will be managed through the ZKP system. This will improve the user experience and increase trust in the platform. The adoption of ZKP technology by Google could mark a decisive turning point, attracting attention from developers, companies, and investors in the decentralized privacy sector. The future of age verification and digital identity could be marked by a greater balance between security and privacy. If successful, the adoption of systems based on ZKP could lead to a safer and more respectful internet for individuals.
Agree.com’s AI-powered e-signature platform is different from competitors because it includes invoicing generation and payment processing
Agree.com says its AI-powered e-signature platform is different from competitors because it includes invoicing and payment processing. That’s why the company might have a shot at tackling the industry Goliath, Docusign. Because the startup makes its money from transaction fees for any money movement facilitated by its platform, Agree.com has made e-signatures free to all users. Agree.com uses AI on top of optimal character recognition (OCR) software so that it can auto-detect and label all of a contract’s input fields and signature blocks. Its technology can also identify and extract “any and all” payment terms to dynamically generate invoices. Because of its multitasking approach, Agree.com can potentially replace traditional e-signature software and invoicing and accounts receivable tools such as Bill.com. Agree extracts every character, indentation, semicolon, and hyphen to not only understand the type of contract being signed, but make it fully editable and collaborative with commenting, redlining, and version control. Agree’s “business model is truly unique: free software, monetized through invoicing and payments.”