Socure and Nova Credit have announced an integration partnership to integrate Nova Credit’s FCRA-compliant cash flow underwriting solution, Cash Atlas™, into Socure’s RiskOS platform. The platform uses integrated local and global identity graphs to detect synthetic, manipulated, deepfakes, or stolen data with precision. By combining real-time cash flow insights with Socure’s suite of identity verification and fraud prevention solutions, lenders can expand credit access to qualified borrowers previously overlooked by legacy models without increasing fraud or risk. This partnership marks a fundamental shift towards more inclusive, data-driven financial services, enabling lenders to access cash flow insights that reveal the millions of creditworthy consumers invisible to traditional models.