Binance has introduced RWUSD, a yield product that protects the principal, to its Binance Earn platform. Starting on July 28, 2025, RWUSD allows users to earn up to 4.2% annual percentage rate (APR) by signing up with stablecoins like Tether or Circle. The product compares the performance of real-world assets (RWAs), such as tokenized U.S. Treasury notes, to provide a stable investing choice. Users can subscribe with stablecoins that meet the requirements, which are then turned into RWUSD tokens at a 1:1 ratio. The product earns daily incentives in RWUSD, and users can trade their holdings for USDC at the same 1:1 ratio. Binance offers two ways to cash out: Fast Redemption (0.1%) and Standard Redemption (0.5%), making its ecosystem a closed loop. The RWA tokenization market surged 260% in the first half of 2025, with tokenized U.S. Treasuries playing a significant role in this expansion. RWUSD connects traditional finance with cryptocurrency, appealing to investors seeking stable returns without the risks of speculative assets. Its flat 4.2% APR applies to subscriptions up to $5 million, and it can be used as collateral for Binance VIP Loans without affecting the amount made.