Balance, the financial infrastructure platform for B2B commerce, launched Instant Bank Connection, a new capability powered by Real-Time Payment (RTP) rails that simplifies ACH setup for buyers and speeds up payments to merchants—improving cash flow and reducing processing costs. Balance’s new RTP-powered Instant Bank Connection capability allows buyers to link their accounts using only routing and account numbers. This real-time verification streamlines the buyer experience while giving merchants immediate payment confirmation, faster payouts, improved cash flow, and the ability to release goods sooner with confidence—accelerating fulfillment and strengthening customer relationships. Balance’s RTP-powered bank connection is more than just a faster onboarding method—it’s a strategic lever for B2B merchants looking to scale with efficiency. By making ACH payments as seamless as cards, merchants can unlock significantly lower processing costs. By combining RTP-powered bank verification with AI-powered credit management, billing, collections, and cash application, Balance empowers merchants to reduce overhead, improve cash flow, and scale with confidence. Bar Geron, CEO and Co-founder of Balance said “With RTP-enabled ACH payments, they can reduce costs and accelerate access to funds—all while giving buyers a smooth, payment experience.”