AppBrilliance confirmed that its the technology engine behind the new Request for Payment (RfP) experience announced by real-estate payments leader ZOCCAM in collaboration with U.S. Bank and Stewart Title. The rollout marks the title industry’s first production use of RfP to move good-funds deposits in real time. With RfP embedded in the ZOCCAM mobile app and website, homebuyers can authorize earnest-money or escrow deposits in seconds. Homebuyer funds settle instantly and irrevocably to Stewart Title’s escrow account via the RTP network, eliminating wire instructions, checks and ACH delays. Instant, secure and low cost. AppBrilliance abstracts the complexity of RTP/RfP and FedNow rails into a single developer interface for real-time payments and open banking. With as little as two clicks, users can now complete purchases – an overdue upgrade to the legacy payment systems, reducing costs and risk for consumers, payment service providers (PSPs) and banks. Key Benefits of the AppBrilliance Real-Time Payments API: Lower Cost – significantly reduces costs vs. cards, checks, wires and ACH; Safer – Eliminates risk of non-settlement, disputes, charge-backs and fraud; and Faster Payments – 24x7x365 availability with instant good-funds arriving in 15 seconds