Algebrik AI Inc. announced that Spinwheel will be natively integrated into Algebrik One — Algebrik’s agentic AI-powered lending suite that includes Digital Account Opening, the Lender’s Cockpit (LOS), Omni-channel Point-of-Sale (POS), AI Decision Engine, and Portfolio Analytics. This empowers credit unions, community banks, and fintech lenders to access verified consumer debt information and integrated payment processing directly within the lending journey—streamlining approvals, enhancing member experiences, and improving decision confidence. Through this integration, Spinwheel’s debt APIs, using just a phone number and birthdate, provide real-time, verified consumer credit data, insights, and balances across credit cards, student loans, auto loans, mortgages, personal loans and non-traditional sources to remove costly errors and friction from loan applications and disbursement. Key Benefits of the Integration: Verified Consumer Debt Data at Point of Origination: Enables access to real-time credit and debt balances to Algebrik’s LOS across major categories without requiring manual document uploads—lifting borrower friction and improving data accuracy. Embedded Payment Capabilities: Supports direct debt-related payments and balance transfers in-line with application flows—helping borrowers manage existing obligations seamlessly. 1-Click Decisioning Enhancements: With Spinwheel’s platform, lenders can incorporate verified debt signals into Algebrik’s AI-powered underwriting policies quickly and confidently. Better Borrower Experience & Compliance: Deliver more informed loan options and packaging, while ensuring full transparency—reducing borrower drop-off and improving consent-driven data usage.