Algebrik AI announced an integration with Open Lending Corporation, an industry trailblazer in automotive lending enablement and risk analytics solutions for financial institutions. This collaboration aims to strengthen auto loan decisioning capabilities within Algebrik’s cloud-native, AI-powered LOS—part of the Algebrik One lending suite—enabling credit unions and community lenders to confidently extend credit to near- and non-prime borrowers while minimizing risk and streamlining workflows. Open Lending’s Lenders Protection™ platform empowers financial institutions to safely approve near- and non-prime auto loans by combining real-time risk modeling, pricing optimization, and insurance-backed loan protection. Through this partnership, Algebrik’s Loan Origination System, part of Algebrik One, Algebrik’s agentic AI-powered lending suite, now offers built-in access to the Lenders Protection™ platform, allowing credit unions to: Evaluate near- and non-prime applicants using Open Lending’s advanced decisioning engine; Receive real-time decisions (approved, counteroffer, or denied), including APR, terms, stipulations, and certificate numbers; Automatically surface stipulations tied to counter-offers (e.g., vehicle details, income verification) within the lending workflow of Algebrik’s Loan Origination System; Leverage Open Lending’s insured, risk-based decisioning directly within Algebrik’s LOS- no external systems needed.