Agree.com says its AI-powered e-signature platform is different from competitors because it includes invoicing and payment processing. That’s why the company might have a shot at tackling the industry Goliath, Docusign. Because the startup makes its money from transaction fees for any money movement facilitated by its platform, Agree.com has made e-signatures free to all users. Agree.com uses AI on top of optimal character recognition (OCR) software so that it can auto-detect and label all of a contract’s input fields and signature blocks. Its technology can also identify and extract “any and all” payment terms to dynamically generate invoices. Because of its multitasking approach, Agree.com can potentially replace traditional e-signature software and invoicing and accounts receivable tools such as Bill.com. Agree extracts every character, indentation, semicolon, and hyphen to not only understand the type of contract being signed, but make it fully editable and collaborative with commenting, redlining, and version control. Agree’s “business model is truly unique: free software, monetized through invoicing and payments.”