The U.S. Faster Payments Council (FPC), announced the release of its latest industry resource, Operational Considerations for Instant Payments Send-Side Guidelines. Produced by the FPC’s Operational Considerations Work Group (OCWG), sponsored by Endava, the resource provides financial institutions (FIs) with best practices and detailed guidance for successfully implementing instant payments sending capabilities. Miriam Sheril, Head of Product – US at Form3 and FPC Operational Considerations Work Group Chair said, “This specific deliverable focuses on helping banks get ready to send payments, with rich detail supported by clear guidelines that make it easy to read and apply for specific purposes.” The new guidelines cover a wide range of operational factors financial institutions must address when enabling send-side functionality, including liquidity management, user experience and interface design, real-time reconciliation, fraud mitigation, compliance requirements, and exception processing. The guidelines also address business continuity, staffing and training considerations, and the critical role of accountholder education and disclosures in ensuring success. In addition to operational details, the guidelines highlight interoperability and routing considerations for financial institutions using both the RTP® network and the FedNow® Service, outlining strategies for managing liquidity, ensuring uptime, and developing fallback options when real-time networks are unavailable. Reed Luhtanen, FPC Executive Director and CEO, “This new resource provides the industry with actionable insights that will help accelerate adoption and ensure instant payments are implemented in a way that prioritizes security, resiliency, and accountholder trust.”