Mastercard has announced the local launch of a new embedded virtual card payment capability, with Westpac becoming the first commercial issuer in Australia to activate the solution for clients using Oracle Fusion Cloud Enterprise Resource Planning (ERP). The integration leverages Mastercard’s innovative virtual card solution and Oracle’s B2B technology platform to deliver a seamless, secure, and fully embedded virtual card experience. By embedding virtual cards directly into the Oracle Cloud ERP, businesses gain real-time visibility, enhanced control, improved working capital management, and streamlined supplier onboarding, all within their system of record. The solution helps businesses move from manual, fragmented processes to a unified payment flow that centralizes financial management. Automated reconciliation reduces human error and frees finance teams to focus on higher-value work, while detailed remittance data improves transparency and simplifies the payment lifecycle for both customers and vendors. Unlike traditional implementations that require custom integration work, this solution is embedded in the customer’s existing Oracle Cloud ERP subscription, eliminating the need for additional setup or technical resources. Anouska Ladds, Executive Vice President, Commercial and New Payment Flows, Asia Pacific at Mastercard said, “By embedding our virtual card technology into enterprise workflows like the Oracle Cloud ERP, we are removing long-standing friction and empowering organizations and businesses across Asia Pacific to operate at the scale and speed of today’s economy.”