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Omaha bank FNBO modernizes digital onboarding leveraging device possession, reputation checks and ownership confirmation to provide persistent authentication, slashing fraud by 75% and reducing abandonment by 35%

September 3, 2025 //  by Finnovate

Prove, a leader in digital identity, has partnered with First National Bank of Omaha (FNBO) to modernize customer onboarding. The bank is using Prove Pre-Fill identity verification solution to revolutionize its co-branded card onboarding process. The partnership demonstrates FNBO’s commitment to innovation and customer experience, as well as Prove’s leadership in providing modern onboarding solutions for large financial institutions. The Prove Pre-Fill solution has seen onboarding speed increase by up to 79%, abandonment drop by 35%, and fraud reduction by over 75%. The partnership aims to provide a seamless, VIP-like experience for customers, giving banks a competitive edge. Prove’s unique approach to digital identity verification focuses on verifying device possession, checking for suspicious activity or reputation flags, and confirming device ownership. This method maintains persistent identity authentication even when users switch devices, eliminating the need for re-enrollment.

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Category: Essential Guidance

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