Authvia has integrated Visa Direct, Visa’s real-time money movement platform, into its TXT2PAY® solution. Leveraging the combined technology of Authvia and Visa Direct, which facilitates the delivery of funds directly to eligible Visa debit cards in real-time, Authvia is enabling real-time disbursements across industries like healthcare, automotive services, insurance, and gig economy platforms through a single text message. Through this integration, Authvia has expanded its TXT2PAY capabilities to include real-time outbound payouts to eligible Visa cards in select markets, enabling businesses to issue refunds, insurance settlements, payments, incentives, and reimbursements to consumers without requiring physical checks, apps, or portal logins. Using Authvia’s patented messaging commerce platform, recipients can verify their identity, confirm payout details, and, for eligible Visa card transactions, typically receive funds in real time—all within a familiar messaging thread.