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Gemini and Ripple debut an XRP “earn-as-you-spend” credit card: WebBank‑issued on Mastercard, with up to 4% back in XRP, 10% partner promos, and instant rewards to a wallet

August 26, 2025 //  by Finnovate

Cryptocurrency exchange Gemini and blockchain company Ripple collaborated to release an XRP Edition of the Gemini Credit Card. The credit card offers crypto rewards in the form of XRP, which is the digital currency built into the XRP Ledger (XRPL), and is issued by WebBank on the Mastercard network. The XRP Edition of the Gemini Credit Card offers 4% back in XRP on gas, electric vehicle charging and rideshare; 3% back on dining; 2% back on groceries; and 1% back on other purchases. In addition, qualifying purchases at select merchant partners offer as much as 10% back. The Gemini Credit Card also offers cardholders access to discounts through the World Elite Mastercard program. “By introducing a special XRP edition of the Gemini Credit Card, we’re giving customers and the XRP Army new ways to earn XRP and express their passion, loyalty and excitement,” Gemini co-founder and CEO Tyler Winklevoss said. Ripple CEO Brad Garlinghouse said that a growing number of consumers in the United States are looking for easier ways to access crypto and use it in their daily lives.

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Category: Crypto & Blockchain, Innovation Topics

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