Pipe, a FinTech company specializing in embedded capital products for small businesses, has launched four new AI agents to automate key operational workflows and accelerate its global expansion. The AI-native approach eliminates traditional credit score assessments and personal guarantees, leveraging live revenue and transaction data to optimize capital offers. The agents streamline tasks across fraud detection, compliance, customer engagement, payments, and treasury operations, enhancing partner and customer experiences and accelerating platform growth without increasing headcount. The four agents include: Fraud and Compliance Agent, which reviews flagged applications using business data to distinguish genuine risk from input errors, allowing up to 90% of applicants to receive decisions in minutes. Recovery Agent, which analyses business operations and payment statuses to guide the most effective strategy for resuming payments. Sales Agent, which supports applicants around the clock and re-engages businesses that abandoned applications. Treasury Agent, which provides real-time liquidity insights by monitoring global cash positions and macroeconomic indicators to guide investment and capital deployment decisions.