Tensec, a startup founded by ex-Rapyd, Meta, and Goldman Sachs executives, has raised $12 million in seed funding to take on the $190 trillion B2B cross-border payments market. Tensec wants to provide global trading companies and their clients access to cross-border real-time payments and transaction banking services that have historically been available only through large financial institutions. The firm uses AI, real-time payments and a global fintech infrastructure to create a no-integration platform that enables global trading companies to offer FX services, cross-border payments, treasury and more to their SMB clients. The company is already working with customers who facilitate $10 billion in annual trade volume.