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Chime files for IPO; on back of active members growth of 82% since the first quarter of 2022 to 8.6 million, 67% of whom are using Chime as their primary account relationship

May 14, 2025 //  by Finnovate

Chime has filed a registration statement on Form S-1 with the U.S. Securities and Exchange Commission relating to the proposed initial public offering of its Class A common stock. Chime has applied to list its Class A common stock on the Nasdaq Global Select Market under the ticker symbol “CHYM.” The number of shares to be offered and the price range for the proposed offering have not yet been determined. Morgan Stanley, Goldman Sachs & Co. LLC and J.P. Morgan will act as lead book-running managers for the proposed offering. Barclays will act as an additional book-running manager.  In its Form S-1, Chime said it addresses “the most critical financial needs of everyday Americans,” including spending, liquidity, credit building, savings, community, support and safety. The company added that it has 8.6 million active members, up 82% since the first quarter of 2022, and that 67% of these active members use Chime as their primary account relationship. It noted that it is a technology company, not a bank, and that its bank partners provide its FDIC-insured accounts. “Looking ahead, with less than 5% adoption in our core target market, we see an enormous opportunity to grow for years to come,” Chime Co-Founder and CEO Chris Britt and Co-Founder Ryan King wrote in the Form S-1.

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